Credit card surcharge laws in Nevada (2026)
Allowed, card-network rules only
You can surcharge credit cards in Nevada under card-network rules; there is no state statute, but the Attorney General treats undisclosed surcharges as deceptive under NRS 598, so post the signs and itemize the receipt.
The details
| Statute | No state statute on credit card surcharges found |
|---|---|
| Source check | Verified on the official site |
| Checked | Oct 7, 2026 |
How this entry was checked
Full text of NRS chapters 97A, 597, 598, 598A, 604A, 99 and 100 downloaded and grepped for 'surcharge': zero card-related hits (the one hit in 597 is a motor-vehicle warranty clause). Government-payment provisions exist (NRS 353.1465). The 'payee shall not apply a surcharge' language that surfaces online is A.B. 220 (2013), which died in committee and is not in the NRS. AG press release of 2020-11-16 (ag.nv.gov): surcharges 'are legal, but merchants must follow certain guidelines' -- signs at point of entry and point of sale, itemized receipt, surcharge not above the merchant's acceptance cost; those are network rules restated by the AG, and the AG's 'typically 1 to 1.5%' is a 2020 characterization, not a legal cap. NRS 598.0915-598.0925 deceptive-practice rules apply to misleading pricing.
What this means for each program in Nevada
| Surcharging | Allowed under the card-network rules below. No state cap or disclosure rule beyond those was found. |
|---|---|
| Cash discounting | Permitted under the card-network rules. The posted price is the card price and cash pays less; every card, debit included, pays the posted price. |
| Dual pricing | Treated like a cash discount in practice (our reading; no Nevada statute addresses dual pricing): the card price shown first with the cash price beside it, every card pays the card price, cash pays the cash price. |
Card-network rules apply everywhere a surcharge is allowed
- Credit cards only. Never debit or prepaid, even when the customer presses "credit."
- Capped at 3% and never more than your own cost of accepting credit cards.
- Disclosed at the entrance and at the register, and printed as its own line on the receipt.
- Your processor (acquirer) gets written notice at least 30 days before you start.
Source: Visa Core Rules and Visa Product and Service Rules, April 2026 edition, sections 5.5.1.5 to 5.5.1.9. Mastercard's rules are comparable; its current rulebook text was not verified for this guide.
Sources
- No state statute on credit card surcharges found. Source read: leg.state.nv.us
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Get my fit checkThis guide is general information, not legal advice. Each entry was checked against the official statute, regulation, or court decision linked on the page, as of the date shown, by Cardeva, LLC. Laws change, legislatures are in session, and court rulings can alter the practical status of a statute that remains on the books. Before starting any surcharge, cash-discount, or dual-pricing program, confirm the rules for your state and your payment types with your processor and your own attorney. Any program Cardeva sets up starts only after your processor approves it in writing; rely on that approval and your own attorney, not this page. Nothing here is a guarantee of any outcome. See our Terms of Use. Think something has changed? Use the contact form or call (612) 250-6132.