About Cardeva
A payments partner built around one promise: you'll understand what you pay.
Outside Cardeva, Justin leads a national sales organization of 250 payments agents, and he has spent his career in merchant services, business development, and vendor contracts. He started Cardeva because the industry's habit of hiding its margin inside a blended rate costs business owners money they never see leave.
How Cardeva works
You deal with one person, before and after you sign.
Cardeva is an independent merchant services brand. We place your account with an acquiring bank and processor, set up the equipment and any fee program you choose, and stay your point of contact afterward. Your merchant agreement is with the acquirer; our job is to make sure you understand it before you sign it and to be the person who answers when something comes up.
Cardeva is based in Mesa, Arizona, and is built for businesses, government agencies, and schools across the United States.
What we promise
Four promises, in writing.
Pricing you can read
Interchange-plus, or a fee program if you want one. Either way, every rate and fee is on the quote in writing before you sign.
Your first statement, checked
When your first statement arrives, we check it against the quote with you, line by line.
A plain answer
Including “don’t switch” when switching isn’t worth it.
No pressure
We will never call, text, or email you asking you to sign anything unless you contacted us first.
What merchants say
In their own words.
Posted to Google by business owners Justin set up before Cardeva launched. Excerpted only to omit company names; nothing else changed.
“We just switched … after having problem after problem with our last payment processing provider. So far we have not had a single issue. Justin … came in and set everything up for us and made sure it integrated properly with our POS. I didn’t even have to be present in the store while he set it up which was a huge deal for me as an absentee owner with a 1 year old at home. I cannot say enough great things about how smooth he made this transition for us.”
“Our company had been dealing with extra fees from our previous POS provider, along with poor communication and limited support when issues came up. Justin … made the transition quick and straightforward. He was able to work with us on the payment for a new terminal, got us set up with better rates and a better accounting app, and the system comes with great features, including ID scanning for age verification. The whole process has been much easier than what we were dealing with before. We’re glad we made the switch and would definitely recommend Justin … to other business owners looking for a better processing setup.”
Reviews describe Justin’s work setting up merchants under a prior brand; results vary by business. Copies of the original reviews are kept on file.
Free rate review
Send last month's statement and get your effective rate, the three lines inside every card sale, and what you'd pay with Cardeva, in writing.
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